Although you have to pay a large amount of money when buying a car, the cost of maintaining a car is long-lasting. This is why it is said that it is easier to buy a car than to maintain it. Some car owners also believe that most people who sigh like this are because they bought a car they shouldn't have bought, or they shouldn't buy a car at all.

But buying a car is really necessary, especially during this period of time. Self-driving is more reassuring and more convenient for daily travel. After buying a car, daily expenses will indeed increase. The expenses of maintaining a car mainly include three categories: car insurance, maintenance, gas expenses, and parking fees. However, this item varies greatly from person to person.

Autohome has previously calculated the cost of maintaining a BYD Song Pro. The mileage per year is 20,000 kilometers, and the average monthly maintenance cost is 1,449 yuan. Including parking fees and other expenses, the average monthly cost is more than 1,500 yuan. The price of Song Pro is relatively affordable, around 100,000, and higher-priced models tend to cost more in insurance and maintenance. For example, the Cadillac XT5 has higher fuel consumption, higher car insurance and maintenance costs, with an average monthly cost of about 2,300 yuan.

If the time is extended to three to five years, the total cost of maintaining a car is indeed quite high. Therefore, many car owners are more concerned about how to reduce the cost of car maintenance and become a "smart" car owner.

There are many tips for maintaining a car, but one of them is relatively easy, which is to apply for a more practical car owner’s credit card. At first glance, applying for a card may not seem very reliable, but credit cards are often used in daily life. Even if you use Alipay or WeChat, you can also choose a credit card as the payment method. The rights and interests of many car owner cards can indeed help car owners reduce the stress of maintaining a car, and can also earn a lot of money. Now there is a good opportunity, car owners can get 13 rights and interests.

Autohome is currently launching benefits for car owners, "big discounts at the beginning of the new year, first membership launch". If you become a gold member of Autohome, you can enjoy 8 major member privileges worth 2,199 yuan and 2 limited-time benefits. ?

It only costs 199 yuan to become an Autohome gold member in the first year. In addition to opening a gold membership, if you are a new account, you can also apply for an Autohome co-branded card (the first-year annual fee is waived for the first purchase). Swipe to get 199 yuan in cash back. At the same time, you can also enjoy 3 exclusive benefits of co-branded cards. After stacking, you can enjoy 13 benefits. ?

Daily car maintenance

(1) Free car washes 4 times a year;

(2) Instant discount of 200 yuan on vehicle maintenance

(1) 12% off on refueling;

(2) Unlimited roadside assistance once a day, all year round;

(3) Worry-free driving in the same city for 3 times;

(4) 300 yuan discount coupon for self-driving tour

Insurance type?

(1) Millions of traffic accident insurance ;?

(2) Driving accident insurance;

(3) Travel accident insurance

Other types

(1) Value 899 yuan adult English gift pack;

(2) 50% off food

Limited time benefits

(1) 66 yuan cash red envelope limited time benefit;

(2) Limited-time benefits of 100,000 insured new coronavirus insurance.

Many people pay attention to fuel consumption when buying a car. The 12% discount on refueling with the Autohome co-branded card can be said to be a relatively practical benefit. Among the above benefits, from January 1, 2020 to June 30, 2020, customers who hold Ping An Autohome’s premium gold card can enjoy Ping An Autohome’s co-branded credit card (preferred version) if they make one purchase of 188 yuan in that month. ) 12% off on gas consumption on the Autohome platform (only for WeChat payment), and each customer can receive up to 30 yuan in gas bonuses per month. ?

The proportion of credit cards used for daily consumption is very high, especially in today's cashless payment era. Whether it is Alipay or WeChat payment, after binding the credit card, payment is hassle-free. Although there is no direct swiping of physical cards, every purchase can be made by swiping the card. Even though there is a certain card swiping threshold for the relevant rights and interests, it is not difficult to achieve it.

In addition to car maintenance, the insurance, food discounts and other services provided by the co-branded card also provide more protection and convenience for daily life. Want to be a "smart" car owner? Click on the image below to apply online.

This article comes from the author of Autohome Chejiahao and does not represent the views and positions of Autohome.