What is the general limit of ICBC credit cards?

ICBC credit cards can be divided into regular cards, gold cards and platinum cards; generally, the limit of regular cards is less than 50,000 yuan, and most people The initial application limit is only a few thousand yuan; the initial limit of a gold card is generally 10,000 yuan, but the maximum limit will not exceed 100,000 yuan. The minimum limit of a platinum card is generally 50,000 yuan, and the maximum limit is not set. However, when you apply for an ICBC credit card The credit limit is determined comprehensively based on the materials submitted by the applicant. If the submitted materials are not good, the gold card credit limit may only be a few thousand yuan.

When applying for an ICBC credit card, it is generally required that the applicant must be over 18 years old and have full capacity for civil conduct; the bank will also require the applicant to have a stable income and the corresponding repayment ability, and a credit report Good, etc.; if you want to increase the application limit, you can submit necessary financial proof, such as real estate information, vehicle information, provident fund, etc. After submitting these materials, you can increase the limit of the card.

In fact, the application method will also affect the card limit. Generally, the credit card limit applied through the Internet will be lower than that at the bank counter. This is mainly because it is inconvenient to submit many supporting documents when applying online. However, it is better to apply online and get the card. The time is faster than that at the bank counter. If you are in a hurry to use your card, you can choose to apply for a credit card online. You can directly log in to the official website of ICBC to apply. You can choose your favorite card when applying.

If this is the first time you apply for an ICBC credit card, the credit limit is not very high. At this time, you can activate the credit card first, and then apply for a limit increase. Generally, you can apply for a temporary limit after 3 months of using a new card, and you can apply for an increase in the fixed limit after 6 months. Generally, you can apply for a limit increase by calling the ICBC credit card customer service hotline. .

When using an ICBC credit card, you must repay it on time. It cannot be overdue, even if it is overdue for one day. ICBC does not provide a grace period for repayment. This is different from other banks and requires special attention.

What is the credit card limit of ICBC?

ICBC is known as "the largest bank in the world". The credit cards issued by ICBC have high value and are favored by many cardholders. The credit card limit is based on The different standards for card levels are as follows:

1. Regular card: the limit is between 0-10,000 yuan;

2. Gold card: the limit is between 10,000-50,000 yuan , some are less than 10,000 yuan;

3. Platinum card: the limit is more than 50,000 yuan, and some are less than 50,000 yuan;

4. Black gold card: the limit is 200 Between 10,000 and 10 million yuan.

ICBC will give the applicant a comprehensive score based on the applicant's credit conditions to determine the final credit limit. If you want to obtain a high credit limit, the credit conditions must be excellent enough, especially at the industrial star level.