If you can complete the repayment within 40 days,

Then the bank won't charge interest.

If it exceeds 40 days,

The bank will charge you some interest.

take for example

Your credit limit is 3000 pounds.

You returned it on time after 39 days.

Then there is no interest.

If you don't pay it off within 40 days,

Then every month, I will charge a certain amount of interest to varying degrees.

As long as you promise to pay back the money every month

some

The bank will not stop your credit card.

This time generally does not exceed 6 months.

If you promise to pay it back every month.

100-500

If you don't pay it off within 40 days,

The bank will notify you by SMS or other means.

If you don't pay back a penny within two months

Then the bank will rush you.

It is three months overdue.

The bank will cancel your consumption function.

Until you pay it off

Re-apply for business opening

I hope my answer can help you.