You can entrust a third-party debt collection company to go to the door to recover or bomb the debtor's contacts by phone, or you can often call your family and friends to go to court to file a lawsuit. Although the state requires that bank loans cannot exceed four times at the same time, they generally cannot exceed 24%. I forgot to say whether the general interest is compound interest, interest on interest or secondary interest. Other expenses are mainly liquidated damages, such as the daily interest of 50,000 credit cards, which is about 18% a year, excluding compound interest. Some people owe more than 500 credit cards and forget to pay them back. In about five or six years, they have transferred to tens of thousands, because the credit card still has the minimum repayment part, and the penalty of 5% a year will reach 60%.