I. Buyer:

Regardless of whether the seller has opened the "credit card payment" service, the buyer pays by credit card when shopping, and there is no need to pay extra handling fees, only the transaction amount is needed.

Second, the seller:

If the "credit card payment" service is not opened, then the buyer does not need to deduct the handling fee when paying by credit card.

If the "credit card payment" service is opened, the buyer will not be limited by the maximum 500 yuan limit of each credit card payment at this time, so the buyer needs to pay 1% of the transaction amount (including freight) as the transaction fee when paying by credit card.

1% handling fee is only charged for the amount paid by the credit card, and will be automatically deducted from the money received after the transaction is successful. Payment of Alipay account balance, red envelopes, points (Taobao Mall), shopping vouchers, etc. are not subject to handling fees.

Note: The handling fee of 1% is the proportion of commercial consumption handling fee stipulated by UnionPay. Everyone uses the card to spend money in general shopping malls, and the mall operators have to deduct this counting fee, and there is no cap amount.