ICBC credit card automatically raises the limit.
Near the peak of consumption, the bank will automatically increase the quota for some credit card customers in case customers need to swipe their cards.
The bank has a system that can actively adjust the quota for customers according to their consumption habits. Usually, not every cardholder can receive the notice of increasing the limit, and the bank only sends the notice to some better users.
During holidays, cardholders have strong consumer demand, and banks will take the initiative to increase the credit card limit of eligible cardholders. This practice has become an industry practice.
Matters needing attention of ICBC credit card automatic limit increase
For cardholders, it is undoubtedly a good thing to increase the quota. It can be achieved without painstaking application, but some problems need to be paid attention to when increasing the quota.
When banks actively adjust the quota, they usually send text messages to remind cardholders. If the cardholder fails to respond to the "refusal" instruction according to the steps, it is equivalent to the default bank actively raising the limit. If you don't want to increase the limit, you can reply to the refusal instruction according to the SMS prompt, and the system will cancel the withdrawal according to the cardholder's opinion.
It is important to apply for automatic withdrawal every six months, instead of waiting for ICBC to withdraw money automatically. Only a few high-quality customers can enjoy it.