If you spend 5 times or RMB 5,000 with your card, the annual fee for this year will be waived. According to the Xin Partner POS website, ICBC credit cards are generally free of annual fees if you make five purchases a year or if your one-time purchase reaches 5,000 yuan. Regular cardholders who make a total of 5 purchases or RMB 5,000 or the equivalent in foreign currency during the year of using the card can be exempted from the annual fee for the current year; gold card holders who make a total of 5 purchases or RMB 5,000 or equivalent in foreign currency during the year of using the card. Annual fees are waived for equivalent amounts in foreign currencies; Platinum card holders are exempt from annual fees if their cumulative card consumption reaches 200,000 yuan during the card year.