yes.

when applying for a credit card, applicants will not be treated differently because they are disabled. It can only be said that it is more difficult for disabled people to apply for credit cards.

when a bank issues a credit card, on the one hand, it will issue a relatively safe amount according to the applicant's financial situation, and on the other hand, it will also depend on the applicant's job stability, in other words, the income stability. Therefore, the company's work certificate, social security card payment details, self-employed tax certificates, etc., as well as professional titles and academic qualifications are important references.

At the same time, the applicant's past credit is also extremely important, whether there is any bad credit record or criminal record. If the disabled apply for a credit card, the bank will still approve it as long as it proves that they have good credit, repayment ability and consumption strength.

Extended information:

In most cases, citizens who have full capacity for civil conduct (citizens aged 18 or above in Chinese mainland) and have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card.

to apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.

the application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., with the applicant's autograph.

after receiving the application form and relevant materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the review mainly include whether the contents of the application form are true or not, evaluating the credit degree of the applicant, and reviewing the relevant information of the guarantor for the individual.

Baidu encyclopedia-credit card