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Excuse me, is the decoration loan card of CCB a credit card?
The decoration loan card of CCB is a credit card. Generally speaking, China Construction Bank decoration loan application and use restrictions are as follows:

1. A set of decoration documents, such as renovation contract and purchase documents of building materials, shall be provided when applying.

2. It can only be used to swipe the card of a specific POS machine, and cannot transfer money or withdraw money; ;

3. Only for dealers in furniture, household appliances, decoration enterprises, hardware and other decoration-related industries.

4. If the loan amount exceeds150,000 yuan, it will be paid in two installments, with 50% in the first installment (not exceeding150,000 yuan) and 50% in the second installment.

1) It is understood that the renovation remittance card of China Construction Bank is used to issue credit lines to users. After submitting the following remittance application, the user will use the credit card for decoration consumption at the designated merchant: decoration, and the credit line of this card is special. Although the decoration loan is a special consumption fund, its use is not impossible. You can try the following methods: cash payment. If there are relatives and friends around you who need to decorate and spend money, you can pay them first and then let them pay you in cash. This method is relatively safe and reliable, and can be cashed out through POS machines. You can go to the hardware and building materials store and use the POS machine to brush the money and ask the boss to give you money.

2) How to apply for a credit card for renovation of CCB? CCB credit card can be used for housing installment payment. Housing installment payment is a special credit card installment payment business. Only one special quota is approved for decoration, and loans are not approved. Decoration funds can only be paid by designated merchants through credit card lines, and cannot be controlled or used for other purposes. Under normal circumstances, CCB will decide whether to pass the examination and approval according to personal credit records, consumption records and work income. The approval amount is relatively high and the credit is good. When applying, you need to fill in the application form of credit card installment purchase business, and provide credit card, ID card, real estate license (or purchase invoice, loan contract, repayment record of housing loan in the last three months, etc. ) and attach proof of income (such as work certificate, employment certificate, tax bill, social security card, provident fund card, etc.). ) or other financial documents (such as automobile production and CCB deposits, etc. ), more conducive to recognition and approval.