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How to stage JD? COM?
Step 1: First, open the JD.COM Mall app.

Step 2: Find your favorite mobile phone and choose to join the shopping cart.

Step 3: Then click on the shopping cart, select the mobile phone you want to buy for settlement, and submit the order after confirming that the delivery address is correct.

Step 4: After submitting the order, you can choose the blank space to choose installment payment.

Other items are paid in installments, just like mobile phones.

Operating environment:

Brand model: Huawei nova7

System version: harmonyOS.2

Application version: v 10.4.3

At present, JD.COM Mall only supports installment payment with white stripes, but does not support installment payment with credit cards. When JD.COM pays by installment, JD.COM will charge you a certain handling fee.

JD.COM IOU is a brand-new payment method of "consumption first, payment later" introduced by JD.COM. If you use white bars to pay on jd.com website (www.jd.com, hereinafter referred to as "jd"). COM website "or" JD. COM), you can enjoy a deferred payment period of up to 30 days or a maximum of 24 installments.

How to collect the service fee for installment payment of IOUs in JD.COM;

Installment service fee = consumption principal × installment service rate (month).

Note: If repayment is made in advance, the remaining installment service fee shall be paid in one lump sum.

White note flash payment is a product launched by JD Finance 20 16 based on "white note". By opening a second-class account in a cooperative bank and binding mobile payment tools such as Apple Pay and Huawei Pay, the amount of IOUs can be paid offline on POS that supports UnionPay flash payment.

In 20 17, jingdong finance immediately launched another NFC payment product "JD. COM flash payment ". Although the cooperation mode is different, it is still to make up for the NFC payment needs of users outside the "white strip".

Nowadays, the off-line of the white-striped flash payment, which has been online for more than five years, can only be reflected from the side. On the one hand, the business model of this product is not perfect enough, and there are not enough profit points, which is not in line with the long-term development of Jingdong Finance. On the other hand, JD Finance wants to launch an alternative new product "white stripe card".