under normal circumstances, there will be no consequences if the credit card is repaid one day late. If the cardholder is often one day late in repayment, the bank will judge that the cardholder is maliciously overdue and upload the cardholder's overdue record to the personal credit information system of the People's Bank of China, which will affect the cardholder's daily life.

according to the first paragraph of Article 14 of the China Bank Card Industry Self-discipline Convention, member units shall provide cardholders with "time-accommodating service" and provide cardholders with a certain period of repayment grace period, with the repayment grace period of at least 3 days from the due repayment date; When the cardholder repays within the repayment grace period, it shall be deemed that the cardholder repays on time.

China Industrial and Commercial Bank of China only has car Plus credit card, ICBC Anbang Plus credit card, ICBC World Struggle credit card and Cosmos Constellation credit card, which can enjoy a three-day repayment grace period, while other credit cards of China Industrial and Commercial Bank of China cannot enjoy a three-day repayment grace period.

if the cardholder uses the credit card of China Industrial and Commercial Bank, and the credit card is repaid one day late, he should contact the manual customer service of China Industrial and Commercial Bank in time to explain the situation.

If the credit card is overdue due to China Industrial and Commercial Bank, China Industrial and Commercial Bank will not upload the cardholder's overdue record to the personal credit information system of the People's Bank of China. Cardholders need to maintain good repayment habits and repay on time.