Suzhou Bank’s credit card is overdue for one year

What we should do after the credit card is overdue:

1. Actively contact the bank and cooperate with the credit card collection requirements. Including: signing on the collection record, explaining the main reasons for the outstanding debt, stating that it is not a malicious attempt to evade the debt, and expressing the willingness to repay the debt proactively.

2. Actively coordinate with the bank to handle interest rate suspension and suspension of accounts. Prevent the further expansion of arrears and reduce the large penalty interest caused by overdue payments. If it is overdue for one year, in addition to high interest, you will also have to pay a late fee of 5 per month.

3. Actively apply for bank extension of repayment. In view of the insufficient repayment ability, we can avoid the mentality of evading debt by coordinating with the bank to formulate a repayment plan acceptable to both parties. Only by repaying the loan on time can the problem be fundamentally solved.

4. Always keep the phone open to prevent the bank from taking legal action against the cardholder because it cannot contact the cardholder. At the same time, if the bank applies for enforcement, it will have a series of negative impacts on the credit and life of cardholders. There must be no room for luck.

What is the name of Bank of Suzhou’s credit card app?

There is no dedicated app for Bank of Jiangsu’s credit card. Cardholders can download the Bank of Jiangsu’s mobile banking app through major mobile application markets. The app provides credit card related information. Services include credit card application, bill checking, credit card repayment, limit adjustment, credit card installment, progress inquiry, recommended card application, event rewards, etc.

In addition, Bank of Jiangsu mobile banking also provides financial conveniences such as financial management, loans, insurance, and life services.

Exclusive APPs for credit cards of major banks:

ICBC eLife (official client for Industrial and Commercial Bank of China credit cards); Colorful Life (official app for Bank of China credit cards); Postal Savings Credit Card app ( Postal Savings Bank Credit Card Client); Pay Bar (Official App for Bank of Communications Credit Card); Palm Life (Official App for China Merchants Bank Credit Card); Dongka Space (the only official App for China CITIC Bank Credit Card); Sunshine Life (the only official App for China Everbright Bank Credit Card) ); Haoxingdong (Official App for Credit Cards of Industrial Bank); Quanmin Life (Official and Only App for Credit Cards of Minsheng Bank); Huacai Life (Official App for Credit Cards of Hua Xia Bank); Pudong Xiben (Official App for Credit Cards of Shanghai Pudong Development Bank); Discover Wonders ( Guangfa Bank Credit Card Official APP).

When using Suzhou Bank, the loan card has not expired for five years?

If the cardholder cannot repay the credit card after it expires, he must communicate with the bank in time and negotiate with the bank for installments. Payment policies, handling interest suspension, credit extension and other services. Hope my answer can help you?

This ends the introduction to Suzhou Bank Credit Card and Suzhou Bank Credit Card Annual Fee. Have you found the information you need?