1 Judging from the credit line, the credit card of the first graduate of China Merchants Bank belongs to the universal card. According to the previous credit situation, the credit line is generally below 1 10,000, but it depends on the specific situation. The more income assets, the better the credit status and the higher the credit limit. Although the amount is not much, it should be able to meet the normal living consumption.

2 From the cost situation: As the card is issued for college students, the annual fee discount is relatively large. College students who graduated in the current year and the following year can apply for the first-phase postgraduate credit of China Merchants Bank for free, which means that the annual fee of the card is 0 yuan/year, and there is no need to worry about the deduction caused by insufficient credit card.

Judging from the above fees, there are no discounts in all aspects, such as withdrawal fees and overpayment of recovery fees, so try not to transfer too much money into the card when using it, and use it as much as possible to avoid overpayment. ?

3 From the perspective of card rights: During the activity, in addition to choosing free installment coupons of RMB 10000, branded suitcases or quality pots, when using China Merchants Bank's first graduate credit card, you can win the cashback benefits by paying 18 yuan through a single transaction such as Alipay and WeChat payment, and 100% will win the prize, and you can enjoy/kloc at most every month. This kind of rights and interests are better, which is very suitable for young people who rarely spend offline and often spend online.

Judging from the difficulty of applying for a card, it is not very difficult for graduates to apply for a card, because the first graduates have low level and few places.