Little white card is just one of the credit cards. Also a credit card.

No matter how many regular, gold, or platinum cards you have in the same bank, the limit is always exclusive.

If you want a separate limit, it is recommended to apply for a credit card from another bank.

In addition, it is better not to apply for too many credit cards from the same bank. Credit card applications require a credit report. If you have too many cards and you cannot use them, you will still have to pay an annual fee.

There are special card types with fees. As long as you place the card, an annual fee will be charged even if it is not activated. It’s better to understand clearly when applying for a credit card.

Extended information:

The Everbright Bank Credit Card Center was founded in July 2003 and officially established at the end of 2003. It is directly under the head office of China Everbright Bank and is a state-owned holding company with shares held by international financial organizations. A credit card center serving consumers within the framework of a national joint-stock commercial bank.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.

Password consumption, safe and reliable

Sunshine Credit Card has a unique password-based consumption function, making your card swiping safer and more reliable.

Reward customers and keep the excitement going

Sunshine Credit Card has specially designed a rich customer reward program, with various reward methods, so that every expenditure of yours can be rewarded and your life will be doubled. Wonderful. Detailed terms will be announced soon, so stay tuned.

One card with dual currencies, universally accepted

Sunshine Credit Card is a dual-currency credit card. You can swipe your card at designated merchants that accept VISA card services in more than 240 countries and regions around the world, and withdraw local currency at more than 840,000 ATM machines with the VISA logo around the world.

Overseas card payment in RMB settlement

Sunshine Credit Card has opened credit card RMB settlement business in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and can withdraw cash at merchants with the "UnionPay" logo or automatically Transactions conducted on board can be settled and repaid in RMB.

For foreign currency transactions, Everbright Bank will settle based on the exchange rate of the day. When withdrawing cash from overseas ATMs with the "UnionPay" logo, you need to pay a cash withdrawal fee of 1% of the transaction amount in RMB, with a minimum of 15 RMB.

Overseas foreign currency consumption, domestic RMB repayment

For foreign currency consumption overseas with Sunshine Credit Card, you can apply over the phone to purchase foreign exchange repayment in RMB or repay directly in U.S. dollars. Save you the trouble of insufficient foreign exchange and exchange.

Easily withdraw cash at home and abroad

You can withdraw RMB cash at Everbright Bank counters, ATMs or other bank ATMs with the "UnionPay" logo in China using your transaction password. You can also withdraw local currency at overseas ATM machines or bank counters with the "VISA" logo.

Reference material: Encyclopedia-China Everbright Bank Credit Card