For installments that have been processed, a handling fee must be collected. When the money is returned, your consumption points will be deducted, and the money will be regarded as stored on the card and used to offset the current installment. , fees, interest, and consumption, any undeducted items will be left to continue to be deducted in the next period. In other words, you will not need to deposit money until these deductions are completed. Don't even think about taking it out, because apart from consumption, no matter how you withdraw it, there will be a handling fee