Probably not. This global payment V owner can waive the annual fee for that year by paying any amount 10 times a year. The total credit limit is not high and the number of swipes is not more, which should affect your ability to increase your credit limit, but it will not lower it. Reducing the limit is only possible if the bank feels that there may be risks or if it is not used for a long time. I used to have an ICBC credit card. Because I applied for it earlier, the annual fee was automatically waived and the limit was not high, so I gradually stopped using it. Later, I received a text message saying that my limit would be reduced to 2,000 yuan, if I swipe it once, the limit will be restored automatically. I didn’t brush it later. I guess the current limit is still 2,000 yuan.