The star rating of ICBC cannot be improved quickly, which is determined by comprehensive evaluation. \x0d\ x0d \ Individual customer star rating related indicators and calculation are as follows: \x0d\ 1. Financial assets \ x0d \ Financial assets indicators are composed of short-term assets and medium-and long-term assets, and the indicators are calculated as the half-year average daily balance of various financial assets. \x0d\( 1) Short-term assets \x0d\ mainly include: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets. \x0d\(2) Medium and long-term assets \x0d\ mainly include: fixed-term savings deposits (including fixed-term and fixed-term activities), provident fund deposits, wealth management products (excluding smart express), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold) and so on. You can get 100 star points per 10,000 yuan of medium-and long-term assets. \x0d\\x0d\2。 Personal debt \x0d\ Personal debt index consists of three details: personal housing mortgage loan, other personal loans and card overdraft, and the calculation caliber of the index is the average daily balance of personal debt for half a year. \x0d\( 1) You can get 100 star points for every ten thousand yuan of personal housing mortgage loan. \x0d\(2) Other personal loan indicators include personal consumption loans and personal business loans, and other personal loans can get 200 points for every 10,000 yuan. \x0d\(3) Credit card interest overdraft can earn 200 stars for every 10,000 yuan. \x0d\\x0d\3。 Intermediate business \x0d\ The index of intermediate business consists of three details: investment and wealth management transaction, credit card consumption transaction and settlement transaction, and the calculation caliber of the index is the accumulated transaction amount for half a year. If the amount of a single transaction exceeds the upper limit of the service fee standard, the upper limit will be taken as the transaction amount and included in the index statistics. If a single transaction has enjoyed our preferential rate, the transaction amount will be converted according to the preferential ratio and then included in the index statistics. \x0d\( 1) Investment and wealth management \x0d\ trading indicators mainly include: fund subscription and redemption (excluding money funds), wealth management product purchase (excluding smart express), national debt purchase, insurance purchase, gold transaction, account banking transaction, foreign exchange transaction, etc. You can get 200 stars for every 10,000 yuan investment and wealth management transaction. \x0d\(2) Credit Card Consumption \x0d\ Transaction indicators mainly include transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, debit cards and quasi-credit cards. You can get 400 star points for every 10,000 yuan transaction. \x0d\(3) Settlement \x0d\ transactions mainly include remote deposit and withdrawal, remote remittance, inter-bank remittance and express remittance. You can get 200 stars for every 10 thousand yuan settlement transaction. \x0d\① Cross-border remittance is not included at present. \x0d\② The star point value will only be calculated if the transaction has been charged with the handling fee, and it will not be calculated if the handling fee is not charged due to preferential reasons.