If you want to check all the credit cards in your name, the cardholder can check his or her personal credit report. On the home page of your personal credit report, you can see how many credit cards you have under your name, the processing time, usage, overdue status, and immediate credit limit of these credit cards.

The main methods for querying personal credit reports are:

Method 1: Query personal credit reports online to understand the number of credit cards in your name. The specific operations are as follows:

Step one: Log in to the official website of the Credit Information Center of the People's Bank of China, click the "Register" button in the upper left corner of the page, and fill in basic personal information such as personal name, certificate type, certificate number, etc. according to the page prompts , and complete the identity verification online to submit the registration application. At the same time, you must check the option of "Obtain credit information products on the day of successful registration";

Step 2: If the registration is successful through identity verification, the Credit Information Center of the People's Bank of China will give you the information you filled in during registration. Send a text message to your mobile phone number containing the activation code; within 7 days of receiving the activation code, promptly log in to the official website of the Credit Information Center of the People's Bank of China to complete the login activation;

Step 3: Usually, after you submit The day after you apply for the "Acquisition of Credit Information Product", the Credit Information Center of the People's Bank of China will send a text message to the mobile phone number you filled in when registering, containing a "query code"; within 7 days of receiving the query code, log in in time You can check your personal credit report on the official website of the Credit Reference Center of the People's Bank of China; the personal credit report contains all information about credit cards that already have your name.

Method 2: You can personally bring the original and a copy of your valid identity document, fill in the paper version of the "Personal Credit Report Personal Inquiry Application Form" at an offline inquiry outlet, and submit it to the relevant staff.

Extended information

Credit card is a non-cash transaction payment method and a simple credit service. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Reference materials

Baidu Encyclopedia: Credit Card

Baidu Encyclopedia: Personal Credit Report