Ping An Bank credit cards can be used at merchants or ATMs overseas with the UnionPay logo, MASTER logo or VISA logo.

U.S. dollar bills incurred when using Ping An Bank’s credit cards for overseas consumption or foreign currency cash withdrawals can be repaid using RMB to purchase foreign exchange, except for transactions prohibited by national laws. You only need to choose to activate the foreign exchange purchase function on the credit card application form or activate the foreign exchange purchase function by calling the 24-hour customer service hotline. The bank will complete all the foreign exchange purchase procedures on your behalf and repay the corresponding amount of the US dollar bill.

Extended information:

Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (Shenzhen Stock Exchange: 000001). Its predecessor, Shenzhen Development Bank, was the first publicly listed national joint-stock bank in mainland China. Ping An Insurance Group of China and its holding subsidiaries hold a total of 58% of the Bank's shares and are the controlling shareholders of the Bank. As of the end of 2017, it had 32,502 employees and provided customers with a variety of financial services through 70 branches and 1,079 business institutions across the country.

Credit card application conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his or her valid identity document and other documents required by the card issuer to apply for a credit card personal card master card from the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

Reference: Ping An Credit Card_Baidu Encyclopedia