Just search: Xiao Qi New Tea. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.
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What do loan approval and post-loan management mean?
Loan approval: the approval procedure after the borrower submits the loan application materials and the bank accepts them. After approval, the loan agreement is issued to determine the loan amount, thus completing the loan procedures.
Post-loan management: it is the last link of credit management and plays a vital role in ensuring the safety of bank loans and preventing and controlling cases. Post-loan management is an important link to control risks and prevent non-performing loans.
After the user applies for a loan, his personal economic situation may change in the later period. Therefore, post-loan management will also record these changes of users, and then banks and lending institutions will adjust many users according to the changes of users. For example, the increase or decrease in the amount of credit card holders encounter is often decided by banks after checking the loan management data of users.