When the ordinary credit card users of Shanghai Pudong Development Bank submit their applications, the bank begins to review, and it takes about 15 working days to complete the review. Therefore, you should receive the review information within 15 days when you apply for a joint credit card of PUFA China Resources. If you don't receive it within 15 days, you need to call the customer service hotline of Shanghai Pudong Development Bank to find out the situation. But the grade is usually given within 15 days.