The crime of "two certificates" refers to: illegally buying and selling telephone cards and bank cards for telecommunication network fraud and other related illegal crimes.
According to relevant regulations, users who rent, lend, sell or buy the "two certificates" recognized by public security organs should not only bear legal responsibilities, but also implement corresponding disciplinary measures; (1) Bank card penalty:
1。 Suspend the non-counter business of its bank account and all business of its payment account, and may not open a new account within 5 years. Banks and payment institutions will intensify the examination and approval of new account business after the expiration of 5 years.
2。 The People's Bank of China will transfer the relevant information to the basic database of financial credit.
3。 Recording illegal acts in personal credit report will affect the loan and credit card application of relevant personnel in a certain period of time. (2) Mobile phone card punishment:
1。 Listed in the relevant bad credit list according to law. During the list management period, you are allowed to hold at most 1 mobile phone number, and the longest restriction period is 5 years.
2。 Users who apply for lifting the restrictions on bad credit lists need to apply to public security organs and communication management departments.