1. Minsheng Bank credit card can be activated at any time, but beyond the validity period of the credit card, the card cannot be used, and of course it cannot be activated.
2. Under normal circumstances, the validity period of the first credit card is about three years. The validity period of Minsheng Bank credit card will generally be marked on the front of the card: the month/year of validity (MM/YY) and the start time when the card can be effectively used (month in front and year in the back).
3. China Minsheng Bank is the first national commercial bank initiated by private capital in Chinese mainland, which was established in 1996 65438+ 10/2. Its main shareholders include Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance and Shi Yuzhu.
Extended data:
Credit card chaos-Minsheng Bank will give a quota of 6.5438+0.2 million without verifying the income;
1. Xinhua News Agency reported that 25 credit cards were processed from this bank, with a monthly income of 1000 yuan and a cumulative overdraft of nearly 300,000 yuan. The last family can only "sell the house and return the card". This situation continues.
2. According to informed sources, a tragedy in Shanghai in June was the direct trigger for the supervision and heavy punishment of bank credit card violations. According to the Oriental Morning Post, on June 4th, 20 14, a family of three committed suicide by burning charcoal in Hongkou District, Shanghai. Zhang and Lin's father and son did not survive, and the cause of death was suspected to be that the credit card was overdrawn and unable to repay. There are more than ten credit cards at home, and the accumulated overdraft is more than 500 thousand. The overdraft amount may be used to speculate in futures.
3. Coincidentally, almost all the customers involved in the penalty description of Shanghai Banking Regulatory Bureau are Zhang Helin. On September 20 12, Zhang applied for a credit card from Shanghai Branch of Minsheng Bank. The bank did not verify the applicant's income, and issued a credit card with a line of 120000 to Zhang the following month.
4. In the violation case of Industrial Bank, Zhang applied for a credit card from Industrial Bank on February 20 12, but the high credit granted by Industrial Bank to several banks was not strictly examined. On October 20 13 10, Zhang was given a credit card with a limit of 70,000 yuan. From February 20 13 to February 20 14, Zhang traded 864 yuan in two merchants,10,000 yuan.
5. Moreover, Zhang made a large transaction in a short time after repayment, and quickly set out the bank funds that had just been repaid, but the bank did not reduce the amount of payment, but did not increase the amount. Shanghai Banking Regulatory Bureau fined 300,000 yuan to Industrial Bank Credit Card Center and 500,000 yuan to Minsheng Bank Shanghai Branch.
References:
Baidu Encyclopedia-China Minsheng Bank
References:
People's Daily Online-Credit Card Chaos: Minsheng Bank will give the bank 654.38+0.2 million without verifying the income.