Legal analysis: According to the relevant judicial interpretation in China, general bank card disputes belong to the category of civil disputes, which refer to the civil disputes between cardholders and card issuers, non-bank payment institutions, acquiring institutions, special merchants and other parties due to the conclusion of bank card contracts and the use of bank cards, mainly including debit card disputes and credit card disputes.

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards Article 1 These Provisions are applicable to civil disputes arising from the conclusion and use of bank cards between cardholders and card issuers, non-bank payment institutions, acquiring institutions and special merchants.

Civil disputes over bank cards mentioned in these Provisions include debit card disputes and credit card disputes.