Question 1: What does the current repayment amount mean? The balance of this period refers to your remaining available amount, and the total amount payable in this period refers to the total amount payable in this bill.

Credit limit refers to the maximum amount that a credit card can overdraw. The credit limit is based on the comprehensive evaluation of the information filled in when you apply for a credit card and the relevant supporting documents provided. The primary card and the secondary card share a quota.

There are two credit card limits: permanent limit and temporary limit.

Common factors in credit card limit evaluation: fixed residence, stable income and good historical credit record.

Official cash withdrawal: the bank evaluates whether it can withdraw cash according to the purpose of the card, such as frequent use, timely refund, no bad record, diversified consumption types, less cash withdrawal and so on.

Question 2: What do you mean by current repayment? Hello,

It is the amount to be paid at least every month after installment.

Satisfied with the answer, please adopt it.

Thank you.

Question 3: What do you mean by the current repayment amount and the minimum repayment amount? This issue is to be returned this month, and the minimum is to be returned after the installment.

Question 4: What does the next repayment date of the credit card mean? The billing date of a credit card is fixed on a certain day of each month. For example, the billing date of each month is 10, and the repayment date is 20 days later. The current repayment is to pay the bill of the current month.

Question 5: What does the minimum repayment amount of a credit card mean? How to use it? The minimum repayment amount is the minimum amount stipulated in the current bill. If the repayment exceeds or equals the amount before the due repayment date, it will be regarded as timely repayment, and the issuing bank will waive your late payment fee. You have paid 1700 yuan, so your minimum repayment amount is1700 *10% =170 yuan. You have paid 700 yuan back, which meets the minimum repayment standard. It depends on your bill date, repayment date and credit card date. To figure out how much revolving interest you have to pay. If the remaining 1000 yuan is paid off after half a month, and half a month is within the repayment date, the circulating interest will not be charged. If the next bill arrives, it will be calculated according to the cyclic interest. So to calculate accurately, please give the bill date, repayment date and credit card date.

Question 6: What do you mean by the current monthly repayment? How much did you spend last month?

Question 7: What do you mean by the current repayment amount and the minimum repayment amount? Repayment refers to the amount that should be returned in this period listed in the bill.

The minimum repayment amount means that if the funds are insufficient,

You can pay the minimum repayment first.

It's not expired.

Question 8: What does it mean to apply for monthly repayment of credit card? 1. Cardholders can freely choose full repayment or minimum repayment according to their financial situation.

The minimum repayment amount is the minimum amount to be repaid in the current bill.

The minimum repayment amount will be listed on the current bill, and its calculation formula is:

10% of consumption funds

(plus) 10% of the cash advance transaction amount.

(plus) 100% of the minimum repayment amount in the previous period.

(plus) 100% fee and interest

-

(equal to) the minimum repayment amount

2. If the repayment is made according to the minimum repayment amount, the cardholder can't enjoy the interest-free repayment period, and he has to pay cyclic interest (five ten thousandths per day) for all transactions in the current bill.

3. As long as the final repayment date is not less than the minimum repayment amount on time, it has a good credit record.

Question 9: What do you mean by the outstanding amount of ABC's credit card in the current period? You didn't owe money on your February bill, and you had an extra deposit of 805.85, but you owed 625.85 on your March bill, and you still have to pay 625.85. You got it? Ask me if you don't understand.

Question 10: What do you mean by the current repayment amount and the total amount owed by the credit card? The current bill repayment amount of the credit card is the amount owed during the current bill period, and the user must pay it off before the final repayment date of the current period.

The total amount owed is the total amount owed by the current credit card user.