The time required for the credit card processing of Guangfa Bank can be roughly divided into two situations:

1. It is the first time to apply for the credit card of Guangfa Bank

If the applicant for the first time to apply for the credit card of Guangfa Bank submits complete information, it will generally be reviewed in about two weeks, and the review result will be notified to the applicant by SMS. After the card is approved, it will be sent in about 3-5 working days. When sending the card, it will be sent by registered letter or express delivery, and the registered letter or express delivery code will also be sent by SMS.

under normal circumstances, if it is handled for the first time, it will be slower because the review is more troublesome.

2. Credit card holders of China Guangfa Bank apply

If you already have a credit card of China Guangfa Bank, but you only want to get another one after seeing other cards of China Construction Bank, this kind of application is relatively easy. Generally, it will take about 5 working days to complete the examination, and then it will take 3-5 working days to send the card. Expand

Credit Card (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit card is generally a special carrier plastic card with consumer credit, which is 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back. Credit cards are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the Billing Date. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks, which give cardholders a certain credit limit, and cardholders can spend first and then repay within the credit limit. Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

refer to Baidu encyclopedia credit card _ Baidu encyclopedia.