You should ask two questions. First, whether the prepaid money is consumed or the toll station is a credit card. This counts. Whether you deposit or overdraw, the bank counts as a credit card; Second, you want to ask whether the high-speed charge has accumulated the number of swipes, reaching, for example, five annual fees. This can also answer you, counting the number of brushing. So if you take the highway, you don't have to worry about charging you an annual fee if you can't reach the number of swipes.
My card limit is 1000, which is basically not used, but the number of times has accumulated a lot, that is, the toll.