After the credit card is overdue, the bank will generally make a dunning, no matter how much.

If the credit card is temporarily unable to repay, you can apply for installment repayment or choose the minimum repayment amount.

Impact of overdue credit card:

1, resulting in bad credit records;

2. Interest: the daily interest is calculated at 0.05%, and the interest is calculated from the consumption bookkeeping date;

3. Late payment fee: 5% of the unpaid part of the minimum repayment amount will be used as late payment fee, which will be collected monthly;

4. It will affect the withdrawal and installment application.