Frequent credit investigation will have a serious impact on personal credit. In particular, online loans with credit information, once they have overdue records, will have a serious impact on future bank loans or credit cards. Even if the online loan cannot be credited, the data can still be recorded. Quick check in Beijian can check your online loan history, overdue details, liabilities, untrustworthy information and online loan blacklist.

Frequent credit checks will have the following effects:

1. Decline in credit score: Frequent credit inquiries will be recorded, which may lead to a decline in your credit score, thus affecting future applications for loans, credit cards, etc.

2. Application rejected: Banks and other financial institutions will check your credit report to assess the risk. If there are frequent inquiries in your credit report, applications for loans, credit cards, etc. may be rejected.

3. Raise interest rates: Even if your loan or credit card application is approved, frequent credit checks will lead to higher interest rates and increase your repayment pressure.

4. Credit record damage: Frequent credit inquiries may also have a negative impact on your credit record, which may have a serious impact on your personal credit in the long run.

Therefore, it is recommended that you carefully check the credit information and avoid frequent inquiries to protect your personal credit. Remember to check your online loan history, overdue details, liabilities, untrustworthy information and online loan blacklist in Beijian, and find and solve possible problems in time.