Because some credit cards of CITIC Bank will be charged an annual fee even if they are not used, and they need to be repaid.

China CITIC Bank Credit Card Annual Fee Standard:

Platinum card, distinguished card and main card: RMB 2,000; Supplementary card: 65438 yuan+0,000 yuan.

Elite Card and MasterCard: RMB 480 yuan; Supplementary card: RMB 240 yuan.

Titanium card and main card: RMB 480 yuan; Supplementary card: RMB 240 yuan.

Gold card, main card and dual-currency card: RMB 300 yuan; RMB single currency card: RMB 200 yuan.

Supplementary cards and dual-currency cards: RMB 150 yuan; Rmb single currency card: RMB 100.

Puka and main card: RMB 100; Supplementary card: RMB 50 yuan.

If you swipe your card or withdraw cash 1 time within 30 days of card approval, you will be exempted from the annual fee for the first year, and if you swipe your card or withdraw cash five times within one year, you will be exempted from the annual fee for the next year. If the credit card is not activated, there is no charge.

Extended data

Credit card payment method

1, within the issuing bank

This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2. Transfer/remittance repayment

Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

3. Online repayment

Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Baidu Encyclopedia-China CITIC Bank Credit Card

Baidu encyclopedia-credit card