White-stripe co-branded card is a co-branded credit card product of JD.COM and the bank, referred to as "White Card" for short. The main application channel is official website platform of JD Finance. At present, there are CITIC Xiaobai Card Classic Edition, CITIC Xiaobai Card Warm Heart Edition, CITIC Xiaobai Card (Visa) and CITIC Xiaobai TWO Card.

The annual fee of CITIC White Co-branded Card is different. The following is for reference only. If there is any change, please refer to the bank side (CITIC Bank Credit Card Customer Service Hotline: 4-889-5558):

CITIC White TWO Card: within the validity period of the card, the annual fee of 2 yuan Gold Card can be exempted without credit card swiping conditions.

citic Visa version of the white joint card: during the validity period of the card, you can enjoy unconditional lifetime free annual fee.

citic unionpay version of the white-striped joint card: you can enjoy the exemption of the annual fee for the first year by swiping or withdrawing money once within 3 days after the card is approved, and you can enjoy the exemption of the annual fee for the next year by swiping or withdrawing money for 5 times in a year, and so on.