Credit card bill installment can effectively help users reduce the financial pressure of credit card repayments, so many users will submit applications. However, recently when some cardholders applied for Ping An Bank credit card bill installment, the review failed. So, what happened if the application for Ping An Bank credit card bill installment failed? There are mainly these reasons!

1. Missed the application deadline. Ping An Bank credit card bill installment must be applied for between the day after the current bill date and the current bill due date for repayment. Therefore, if the user wants to apply on the bill date, he cannot submit the application. Therefore, users must submit their application within the specified time, otherwise the application will fail.

2. The amount exceeds the amount that can be installmented. If you want to apply for bill installments on a credit card application platform, the total installment amount of the user cannot be higher than the difference between the total bill amount of the current period and the minimum repayment amount of the current period. However, there is no minimum limit for the installment of Ping An Bank's credit card bills. As long as the user repays the minimum payment amount in the current period, the remaining balance can be applied for installment. Therefore, when applying for installment, users must also consider the amount and do not exceed the limit, otherwise the application may fail.

3. The overall score is insufficient. When a user applies for bill installment, the bank will review the user. Therefore, if the user's current comprehensive score is insufficient, such as bad personal credit, late repayment and other bad records, the bank will reject the user's bill installment. Application, resulting in review failure.

4. Apply too frequently. Ping An Bank has regulations that credit card bill installments can only be applied for once every three months. Therefore, if the user has not applied for it for three months, the application may also fail.

The above is an introduction to the reasons why Ping An Bank’s credit card bill installment failed. Users can find out the problem according to their actual situation and take corresponding measures to solve the problem. Only in this way can the success of applying for credit card bill installment be improved. probability.