Hello, the annual fee for a China Merchants Bank credit card is RMB 100/year for a regular card and RMB 300/year for a gold card. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card (except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/MISS KITTY perfume credit card), the annual fee for the first year The advance payment is exempted for you by China Merchants Bank credit card or partners. Within the validity period of your card for a full year (from the card issuance date, not a natural year), you can enjoy the exemption if you make 6 purchases (amount and form are not limited) with a single card. There is an annual fee for the card. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.

The annual fee is calculated from the card issuance date (there is a date displayed below the credit card number, the previous date is the issuance date, and the latter is the expiry date; if only one date is displayed, it is the expiration date). For example: the card says 07/10-07/13, which means that the credit card was issued in July 2010. August 1, 2010 to July 31, 2011 is the first year. The year will be shown on the bill in August every year. Fee collection status.

You can enjoy the interest-free period for credit card purchases, and you can enjoy the longest interest-free period for purchases made on the credit card statement date. You can call China Merchants Bank Credit Card Customer Service to verify the statement date and repayment date of your credit card.

The interest-free period refers to the credit card holder repaying the entire amount due before the due repayment date (inclusive). Consumer transactions that can enjoy interest-free treatment are from the bank recording date to the due repayment date. The time period between days. The maximum interest-free repayment period is 50 days, unless otherwise agreed between the card issuer and the applicant, but the maximum interest-free repayment period shall not exceed the maximum interest-free repayment period required by relevant laws and regulations (advance loan) (except cash).

For example: If the 5th of each month is the billing day and the 23rd of each month is the repayment day, then the consumption from the 5th of the previous month to the 4th of this month will be done on the 23rd of the month. Repayment.

If you still have questions, you can add "QQ" or "WeChat" to experience the "Micro Customer Service" platform functions, or you can consult with manual service over the phone.

Method 1: Search for "4008205555" among QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search for the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center.

Method 2: If you are troublesome, please call the credit card customer service hotline 8008205555 (fixed phone calls only) or 4008205555. Card holders please directly enter the ID number and query password and select "9" to enter manual service. Customers without a card holder Please select 3# to enter manual.