Is it easy to get Bohai Bank credit card approved? This depends on the card level!
Bohai Bank is a national joint-stock commercial bank located in Tianjin. Like other banks, Bohai Bank also has its own credit card business. Provide users with various services such as credit card application and credit card installment. Many friends who want to apply for a Bohai Bank credit card ask, is it easy to get approved for a Bohai Bank credit card? Let me introduce it to you here.
Introduction to Bohai Bank Credit Card
Bohai Bank is a credit card launched by Bohai Bank at the end of 2015. It focuses on installment business with the theme of "simplification", and only standard cards can be applied for.
Bohai Bank credit cards can be divided into four levels: diamond card, platinum card, gold card and ordinary card according to the credit card level. It provides an interest-free period of 24 to 55 days for consumption, and also has consumption installment and bill installment. As well as multiple product functions such as special installments.
The card organization of Bohai Bank's credit card is UnionPay, which has a dual-interface IC chip and supports UnionPay QuickPass and HCE payment functions. The colors of the four levels of cards are different.
When applying for a credit card, everything here is easy to get approved, the limit is high, and the card is issued quickly
Is it easy to get approved for the Bohai Bank credit card?
If you want to apply for a Bohai Bank credit card, it will be easier to get approved if you meet the conditions. You need to meet the following basic conditions:
1. The age requirement is between 18-65 years old, and the card must be attached. Aged no less than 12 years old
2. Should be a natural person with full capacity for civil conduct and have a valid identity document
3. Have stable salary income, fixed source of income or Have a certain amount of financial assets and a relatively stable or fixed residence
4. Have a good personal credit record and no malicious debt records or other records that are inconsistent with the facts.
Here we introduce the Bohai Bank credit card and the basic application conditions for the credit card. Whether it will be approved or not depends on the level of the card you apply for. If you want to apply for a high-end credit card. Meeting the basic requirements is not enough; you also need to have good enough qualifications to be approved.
Is it easy to get Bohai Bank credit card approved?
Bohai Bank is the first national joint-stock commercial bank approved to be established in my country since 1996. Its head office is located in Tianjin. Bohai Bank has all the business services of a commercial bank, including deposits and withdrawals, loan issuance, settlement business, credit card issuance, etc. So is Bohai Bank’s credit card easy to get approved?
1. Bohai Bank credit cards are relatively easy to approve, provided that users meet some conditions and requirements stipulated by Bohai Bank.
2. Normally, when applying for a Bohai Bank credit card, you need to provide your original ID card information; you also need to provide your personal income certificate, which can be a salary slip, income certificate, or personal income tax certificate. , social security withholding certificate, etc.
3. It is necessary to provide some personal asset certificates, such as real estate, cars, etc.; in the end, when applying for a credit card, you need to authorize Bohai Bank to check your personal credit report. Only when these conditions are met, the application for a Bohai Bank credit card will be processed.
4. If the applicant’s credit report is not good or his personal income is too low, the credit card application will not be approved.
The above is an introduction to the Bohai Bank credit card, I hope it can be helpful.
Is Bohai Bank’s 51 credit card reliable?
51 credit card application is relatively reliable. 51 credit card is a third-party platform. Users apply for the card through 51 credit card and provide all the personal information. It is submitted to the bank, not to 51 Credit Card, so the user's information security is more secure. On the other hand, 51 Credit Card only supports applying for credit cards from 20 mainstream banks, so users don’t have to worry about the source of the credit card.
And 51 Credit Card is only one of the credit card application channels, which is the same as users applying for credit cards through WeChat, Alipay, etc.
51 Bohai Credit Card is not a loan card. It is a co-branded credit card issued by Bohai Bank. It has financial functions such as credit consumption, cash advance, and overpayment recovery. The interest-free period is up to 54 days. There is no additional charge for repaying the overdraft in full on the repayment date.
However, 51 Bohai Credit Card holders will need to bear a certain amount of interest if they borrow cash in advance or apply for a credit card loan. The specific interest rate standards are subject to the bank's review results.
That’s it for the introduction of Bohai Bank’s credit card.