Is common in China. You can also withdraw cash from merchants or ATMs with UnionPay or MasterCard logo posted abroad. Pacific Lotus Credit Card of Bank of Communications brings you the most fashionable, free and complete installment plan-"Divide if you want". You can not only call customer service directly to randomly divide a single transaction of spending 1500 yuan or equivalent foreign currency, but also conduct POS installment in special shopping malls or mail order installment in special merchants.