1. You can contact the bank to increase the limit (not all banks can support adjusting the limit);
2. Or ask Meituan customer service for a large repayment bank card (Meituan customer service will recommend a large bank).
In fact, even if the cardholder's credit card is in good condition and the credit line is sufficient, there may be cases where the cardholder cannot swipe the card and prompts to limit consumption. Generally speaking, the main reasons why credit cards are restricted are as follows:
1, the credit limit set by the cardholder. Some cardholders are worried that their consumption will be unrestrained or their credit cards will be stolen, so they will set a credit limit for their credit cards when using them, which generally includes a single consumption limit and a total transaction limit. As long as they exceed this limit, they no longer have spending power.
2. The transaction limit of POS machines is generally limited to a single consumption of 50,000 yuan by hand brushing POS machines, and the maximum daily credit card amount is not more than 200,000 yuan; Large POS machines have a single limit of 50,000 yuan and a maximum limit of 200,000 yuan per day. (There are differences in the amount of payment by credit card of different brands of POS machines, which shall be subject to the actual credit card consumption. ) 3. Bank Limit It is understood that some banks will impose a single transaction limit on cardholders' personal consumption, or set a daily cumulative payment limit on credit cards. Generally, as long as this limit is exceeded, credit card transactions cannot be carried out.
If your ability is limited, don't worry, you can try the following methods:
1. If the credit card limit is set by the cardholder himself/herself, he/she can modify his/her transaction limit only by logging into the issuing bank in official website, but it should be noted that this limit is within the bank limit.
2. Bank limit. If the single consumption exceeds the limit, the cardholder can choose multiple credit cards to realize the transaction. If the daily cumulative limit is limited, you can only wait until the next day to swipe your card.
3. For the limit caused by POS machines, please refer to the method of bank limit.
Summary: According to experience, it is generally a single magnetic stripe card that indicates that the amount exceeds the limit. If you run the machine to brush the magnetic stripe card and indicate the limit, you can authenticate this card on the APP, and you should be able to swipe the card normally; Another situation is that banks have restrictions on current merchants, and they can swipe their cards in a few hours, which should be no problem; If the above problems cannot be solved, you can consult the service provider who operates POS machines to solve them.