Virtual credit cards can be staged. Virtual credit card has the functions of account information inquiry, bill inquiry, application installment, agreed repayment, password setting, bill setting and so on. Virtual credit card is a kind of credit card product without physical media, which is essentially a credit card.

Although there are similarities between virtual credit cards and physical credit cards, there are still differences. Virtual credit card is a kind of virtual card set under the existing credit account, which is attached to the physical credit card and mainly relies on information such as card number and expiration date to complete online transactions.

Virtual credit card is a kind of virtual payment account specially used for online consumption. Cardholders can set up different virtual credit cards for different transaction purposes according to their online shopping habits. Cardholders can apply for multiple supplementary credit cards under one physical credit card.

Because the virtual credit card has no physical medium, the risk of credit card being stolen is effectively reduced. In online transactions, cardholders can complete payment only by relying on information such as card number and expiration date, without providing physical credit card information.

Once the cardholder discovers that the virtual credit card information has been stolen, the cardholder can immediately call the issuing bank to adjust the credit card limit to 0 or directly cancel the virtual credit card. With virtual credit cards, users can actively manage online consumption.