Take CCB credit card as an example:
If you swipe your card for 6,000 yuan (which cannot exceed the limit of the card), apply for 24 installments of repayment:
Then the minimum repayment amount you want is 10%: 600 yuan.
The remaining 5,400 yuan is applied for repayment in 24 installments:
Your monthly principal repayment: 5400/24 = 225 yuan.
The monthly repayment fee rate is 0.62%, that is, the payable fee for each period: 5400*0.62% = 33.48 yuan.
When the two are added together, each installment should be repaid: 225+33.48 = 258.48 yuan.