Will ICBC's credit card quota change after it is upgraded to platinum card?
It will change, because when you upgrade your credit card, you can apply for increasing the credit limit at the same time, and ICBC will grant credit according to the cardholder's personal comprehensive credit status. After the credit card is upgraded, the card number will also change due to the change of card level.
If you apply for credit card upgrade, if there are other cards under the account of the upgraded card, after the card upgrade passes, the eligible cards under the same account will be upgraded together.
ICBC credit card upgrade conditions:
1 The card and account must be in a normal state;
2 In the recent 1 year, the account has not been charged with liquidated damages for two consecutive times and has not been charged with liquidated damages in the recent 1 month.
3 is not in the list of related prohibited classes.
In addition to the basic conditions, the following conditions must be met:
1 Puka Upgrade Gold Card: Having held Puka 1 year or more, spending 1 year recently reached 1 10,000 yuan or equivalent foreign currency, and spending 1 year recently reached more than 6 times;
② Upgrade the Puka/Gold Card to Platinum Card: hold Puka or Gold Card 1 year or more, spend 1 year RMB or equivalent foreign currency recently, and spend more than 24 times 1 year recently; Become a VIP customer of ICBC International Credit Card 1 year or above.
The above card consumption conditions do not include occasional large consumption and production and operation consumption. Whether the upgrade can finally pass is judged by the relevant bank departments according to your credit status and credit card records. Please refer to the actual audit results.
At present, there is no handling fee for applying for upgrading ICBC credit card. If the card upgrade involves replacing the chip card at the same time, the local branch may charge a fee. Please refer to the local regulations for details.