Credit cards have annual fees, and the annual fee regulations are as follows:

1. The bank does not charge annual fees when the cardholder does not activate the credit card;

2. Credit card Different types of cards have different annual fees. Taking the Agricultural Bank of China as an example, the annual fee for the main card of the gold card is 160 yuan, the annual fee of the main card of the regular card is 80 yuan, and the annual fee of the supplementary card is half of the annual fee of the main card;

3. The annual fee for the next year is waived when the number of card swipes or the amount meets certain conditions. For example, the annual fee for the next year is waived when the consumption of Shanghai Pudong Development Bank reaches 2,000 yuan or more;

4. General credit cards There is no annual fee for the first year.