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What does it mean when pre-litigation mediation fails for overdue credit card litigation and requires evidence collection from three parties?

It is a form of resolving conflicts and disputes through mediation. It means that before the case enters the litigation process, after obtaining the consent of the parties, the people's mediation organization will mediate or the people's court will entrust social people to solve the problem. This is a preliminary procedure stipulated by law, that is, the two parties mediate under the auspices of a mediator. If the mediation fails, they will enter the court for a hearing and judgment. In practice, many civil lawsuits can be resolved through mediation. If mediation can resolve the issue, there is no need for litigation. This saves the court litigation resources and saves the parties valuable time. Before the court accepts the case, mediation can be conducted before litigation. . For those who bring a lawsuit to court and choose pre-litigation mediation, the court can charge fees in advance as compared to litigation. However, once pre-litigation mediation is reached, the fees should be reduced or reduced to encourage the parties to reach mediation before litigation. Pre-litigation mediation should be faster and simpler than litigation mediation. Once mediation breaks down, it should be quickly transferred to litigation procedures without delay. This type of procedural transition should be determined within a time limit and completed automatically by the court, without the parties needing to apply separately. Pre-litigation mediation does not require clear facts and a clear distinction between right and wrong. Therefore, both parties may avoid discussing some sensitive and confidential content during the mediation process, and may not specify it in the mediation process and the agreement. Compared with the public nature of a trial, the confidentiality of mediation meets the needs of some parties who are unwilling to make those purely private affairs and private information public, and avoids the possible embarrassment and harm caused by publicizing private matters in a public trial. The legality principle of pre-litigation mediation is a relatively broad basic principle. Mediation is fine as long as it does not violate legal provisions. First, the mediation procedure is legal. During the mediation process, the procedure must be fair, the litigation rights of the parties should be protected, and illegal mediation must not be conducted. Second, the content of the mediation agreement is legal. The content of the mediation agreement reached by both parties shall not violate the mandatory provisions of laws and regulations.

__If the property rights are infringed upon, the rights holder may resolve the matter through reconciliation, mediation, arbitration, litigation and other channels.