About fifteen working days.

It will take about 15 working days to receive the applicant's information from China Merchants Bank and expect China Merchants Bank to complete the data review (but not necessarily, some people will review it for more than one month). If you receive a phone call during this period, it means that the audit results will come out soon.

Under normal circumstances, China Merchants Bank will give the corresponding audit results within 3 working days after receiving the call. It should be noted that telephone credit investigation does not mean that it has passed the examination. Usually, the purpose of calling for credit information is to know some unclear information.

Extended data:

The credit card review time of China Merchants Bank is generally 10 to 20 days. The specific review process is as follows:

① Documents submitted by China Merchants Bank: copy of identity certificate, original work certificate, original salary income certificate and whether the application form is complete. If there is any shortage, the applicant will generally call the nearest China Merchants Bank to submit the corresponding materials;

② Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system;

(3) Telephone verification: Call the applicant himself and his unit to verify that his information and unit information are true and reliable;

④ It usually takes about 7- 15 to issue a credit card after approval.