Definitely not good. Direct withdrawal of money from a credit card is called cash withdrawal, which is equivalent to borrowing money from a bank. There are also handling fees, such as:

For China Merchants Bank card, the handling fee is calculated according to each cash advance 1% in domestic RMB, and the minimum fee is 10 yuan. The handling fee is calculated according to 3% of each cash advance abroad (including Hong Kong, Macao and Taiwan), and the minimum fee is ￥30 yuan or $3.

There is also interest: advance cash transactions do not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the trading day to the settlement day, with compound interest on a monthly basis. One day 1. 1 ten thousand is 5 yuan interest.

In fact, there are also credit card intermediaries who can cash in, and the cost is about 1%. This is equivalent to consumption, and you can enjoy interest-free treatment, which will be more cost-effective.

If you have any questions, please ask me.

Hope to adopt