Application conditions
Personal master card holders can handle secondary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the auxiliary card. The cardholder of the secondary card shall be jointly and severally liable for the debts incurred under the primary card and the secondary card.
Information needed to apply for a credit card
1. Identity certificate: copy of resident ID card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. Among them, applicants under the age of 16 must provide a copy of the household registration book.
2. Property certificate: copy of private car driving license, original on-the-job certificate issued by the company (stamped with company official seal or personnel seal) or professional practice qualification certificate, such as copy of lawyer's practice certificate and copy of registered auditor's qualification certificate, etc.
Ping An Bank likes cardholders to spend more. Regardless of the amount, you can swipe your card where you use it. It is best to swipe your card more than ten times a month to let the bank know the demand for your useful card; Ping An Credit Card's monthly consumption reaches about 80%, which helps to withdraw cash. However, don't empty your credit card. Ping An Bank will think that you are cashing in. Once found, the probability of card reduction will be higher. Therefore, it is suggested to spend more money to avoid risk control. In addition to credit card consumption, you can also purchase insurance and wealth management products of Ping An Bank by handling related banking business. It is said that some cardholders withdraw 5 to 10 times of the credit card amount after applying for insurance. Submitting your own relevant asset certificates is the most common withdrawal technique. This method is suitable for cardholders who have not withdrawn their cash for more than three months. For example, real estate license, car driving license, recent salary flow and so on. Can help increase the quota.