Repayment by installments. Wanquan credit card installment refers to the process that Wanquan Bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum when the cardholder uses the credit card to make a large amount of consumption, so that the cardholder can repay the money to the bank in installments. Wanquan installment business refers to a large cash installment product that the cardholder applies to the bank under the condition that the demand scope of one or more consumption purposes of himself or his family is clear.