If you have a mortgage property in your name, you can directly apply for a credit card, and every bank can apply for a credit card.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc.

The application form is accompanied by a contract for using the credit card. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have an application A person's autograph.

Extended information:

The "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" stipulates for applicants:

Article 37: Printed by the issuing bank The text of credit card application materials should contain at least the following elements:

1. Applicant information: serial number, applicant’s name, name of valid ID, ID number, unit name, unit address, residential address, billing address , contact number, contact name, contact phone number, contact verification information, other verification information, etc.;

2. Contract information: receipt contract (agreement), credit card regulations, important reminders, changes to contract information Notification methods, etc.;

3. Fee information: main charging items and charging levels, charging information query channels, notification methods of changes in charging information, etc.;

4. Other information: Application Credit cards already held by the person and their credit limit, applicant statement, applicant confirmation column and signature column, card-issuing bank service telephone number and bank website, complaint channels, etc.

Baidu Encyclopedia—Credit Cards

Baidu Encyclopedia—Measures for the Supervision and Administration of Credit Card Business of Commercial Banks