Current location - Trademark Inquiry Complete Network - Overdue credit card - I have a Everbright credit card with a limit of 5,000 yuan, and now I have applied for a Everbright Longfeng card. Are these two cards separate or connected?
I have a Everbright credit card with a limit of 5,000 yuan, and now I have applied for a Everbright Longfeng card. Are these two cards separate or connected?
Line sharing means that no matter how many credit cards you have, you can only use 5000. For example, your original card cost 2000 yuan. Then your new dragon and phoenix card is only 3000.

But the repayment is different. Generally, multiple credit card accounts of the same bank under the name of the same personal ID card are managed separately. It is how much money you owe on that card, and you have to pay it back. For example, you owe 2000 yuan on your original card. You can't return 2000 on the dragon and phoenix card. Otherwise, you still owe 2000 yuan on the original card. However, the Longfeng card is paid, and the paid card should be withdrawn directly, and the handling fee and interest should be charged according to the withdrawal. In short, repayment should be treated differently. After the new card is approved, if you don't use it, then there is no problem of the card's arrears. Never return the wrong card.

In addition, what is the amount of the second batch, according to how long your original card has been used and the daily use of repayment. If the interval between your two cards is not long, such as less than half a year, and you don't usually swipe your card, then it is likely that the new card will still be the original limit of 5000. If the interval is long, you will swipe your card more actively and repay in time. That's quite possible. The new card will probably exceed 5000. For example, give you 8000. This creates a situation, for example, your old card cost 2000 yuan. The new card was approved for 8000. Then you can charge 6000 yuan for your new card. But the old one can only be brushed for 3000. In this case, you can call the bank's customer service phone and apply for two karapings, that is, adjust the old one to 8000. Usually it will be approved soon.