But we should pay attention to the following issues:

① Credit card swiping should be repaid in full and on time. Cardholders should also swipe their credit cards according to their repayment ability. Don't spend too much in advance, lest you can't repay in time, which will lead to overdue credit cards, interest, late fees and even affect your personal credit record.

(2) If the credit card itself is insufficient, you can apply for adjusting the temporary credit limit. The adjustment range of temporary credit card limit varies from bank to bank. Some banks can adjust the credit line according to the standard of 100%, while others can only increase it by 50%-80%. After applying for the temporary limit, the cardholder must pay off the temporary limit in one lump sum before the current repayment date, and cannot repay it in installments;

3 credit card payment down payment does not accumulate points;

(4) Real estate credit card POS machines generally take the UnionPay channel, so only UnionPay cards can be used, and foreign currency cards with single currency cannot be swiped;

⑤ It is best to use 1-2 large credit card for payment, and don't use too many credit cards to avoid the suspicion of cashing out credit cards;

⑥ After paying the down payment by credit card, the cardholder can call the customer service phone of the credit card center of the issuing bank to apply for installment payment of the credit card bill.