20 1 jul1China banking association published the revised "China bank card industry self-discipline convention" last year, requiring banks to provide timely services for credit card holders, and repayment within 3 days is regarded as timely repayment.
However, it should be noted that although the convention has provisions, it is not mandatory. At present, banks implement tolerance services in different ways. For example, China Bank, Guangfa Bank, Bank of Communications, Minsheng Bank, China CITIC Bank, Shanghai Pudong Development Bank and China Merchants Bank can postpone repayment for three days, China Construction Bank can postpone repayment for five days at the longest, and Agricultural Bank can only postpone repayment for two days. Because ICBC's interest-free period is longer than other banks, it is even too late to repay.