You can't use the lightning loan business without a credit card.
Lightning loan is a platform to provide you with 2 1 day small cash loans. Mainly based on the mobile terminal, users can obtain the credit line by registering the card on WeChat or APP, and then complete the credit line. When they need money, they can log on to WeChat or APP to complete the loan application, and the loan service can be realized within 56 seconds.
Binding a bank card is a necessary condition for using lightning loan, so if you don't have a credit card, you can't use WeChat lightning loan.
Extended data:
Wechat "lightning loan" fee-free quota method
1. There will be lightning loan activities from time to time. You can always pay attention to the official account of WeChat WeChat, sometimes the handling fee is free for several months.
2. Invite friends to borrow money by lightning. After a friend successfully lends the first money, he can increase the loan amount and get a certain fee-free fee.
3. Give more advice. If the submitted proposal is adopted, you can get a one-time fee-free quota of 5000 yuan.